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Q1. Marketing of good experimentally in several carefully selected areas before releasing them on a wide scale is known as :
Correct answer : 4
Q2. Motivation in Marketing means :
Correct answer : 2
Q3. Setting Price of a product based on the buyer's perceptions of value rather than on the seller's cost is known as :
Correct answer : 4
Q4. Which of the following best describes the term 'Negative Demand'?
Correct answer : 4
Q5. Leads for canvassing Home Loan accounts can be obtained from :
Correct answer : 1
Q6. Uncertain outcomes involving the market for goods and services : such as the possibility of price declines or increases, changes in consumer preferences, and/or changes in the nature of competition is called :
Correct answer : 2
Q7. Good competition helps in :
Correct answer : 1
Q8. The systematic gathering, recording and analyzing of data with respect to a particular market is known as :
Correct answer : 4
Q9. Finance Minisry has asked the Reserve Bank of India to allow common ATM's that will be owned and managed by non-banking entities hoping to cut transaction costs for banks. Such ATM's are known as :
Correct answer : 3
Q10. An ECS transaction gets bounced and you are unable to recover your money from your customer under which Act criminal action can be initiated?
Correct answer : 4
Q11. Mr. Rajen had filed a complaint with Banking Ombudsman but is not satisfied with the decision. What is the next option before him for getting his matter resolved?
Correct answer : 4
Q12. Which of the following is NOT an important function of Reserve Bank of India?
Correct answer : 3
Q13. Which of the following Statements pertaining to present economic situation of the world is/are True?
Correct answer : 1
Q14. Which of the following public sector banks has launched 'Connect Card', a new ATM cum Debit card in association with VISA?
Correct answer : 1
Q15. Business Correspondent Frame work launched by the Reserve Bank of India is a step in achieving which of the following?
Correct answer : 1
Q16. Which of the following organizations has recommended that Financial Literacy should be make part of syllabus from High Schools itself?
Correct answer : 1
Q17. Which of the following terms is used in the field of Economics?
Correct answer : 4
Q18. Which of the following schemes is launched by the Govt. of India to provide banking services in 73,000 villages in India?
Correct answer : 2
Q19. What does the letter 'D' denote in the term 'SDR' ? (as used in Finance)
Correct answer : 3
Q20. Total Gross National products divided by the total population is known as which of the following in Economics?
Correct answer : 4
Q21. Providing bank finance to Self Help Groups (SHGs) is considered a part of ………….
Correct answer : 1
Q22. When the expenditure of the government exceeeds the revenue, the difference of balance between the two is called ……….
Correct answer : 4
Q23. What does the letter 'C' denote in the term 'ECB' as used in the banking and financial operations?
Correct answer : 4
Q24. What does the term Short selling refer to ?
Correct answer : 3
Q25. What does the term Depreciation mean as used in finance / banking operations?
Correct answer : 2
Q26. Inflation has become a major area of concern in India these days. What measures does the Govt. of India / RBI normally take to control the same? 1. Fixation of maximum price of the commodities. 2. System of Dual prices. 3. Increase in supply of food grains. 4. Control on credit and liquidity in market
Correct answer : 4
Q27. The newspapers we often read the term 'CDR' with reference to banking and financial sector. What does 'CDR' implies?
Correct answer : 3
Q28. The Inflation Indexed National Savings Securities released by Reserve Bank of India in December 2014 has a tenor of ……………..
Correct answer : 3
Q29. The value of money that consider the impact of inflation of the purchasing power is known as ………
Correct answer : 2
Q30. According to Reserve Bank of India, an asset becomes non performing when it ceases to generate income for the bank. How many categories do the banks have for non-performing assets depending upon the tenor of repayment and chances of recovering the loan?
Correct answer : 3
Q31. As part of its strategy to combat black money. India in December 2014 decided to operationalize its first ever income tax office in which country to tackle funds flowing?
Correct answer : 1
Q32. Which of the following is the regulator of the credit rating agencies in India?
Correct answer : 4
Q33. Which of the following cannot be called an organized sector in India?
Correct answer : 4
Q34. What is the full form of the term IRAC? (as used in financial sector)
Correct answer : 2
Q35. Which of the following is the indicative RBI rate that is followed in recent years by banks to arrive at their individual interest rates?
Correct answer : 2
Q36. The first set of Fourteen Nationalized Banks were n ationalized in the year ……..
Correct answer : 3
Q37. In India which one among the following formulates the fiscal policy?
Correct answer : 4
Q38. Which of the following is the authority for regulation of the Insurance Sector in India?
Correct answer : 4
Q39. The term "Power of Attorney" refers to :
Correct answer : 4
Q40. Which of the following are the depositories in India handling dematerialized shares? A. National Securities Depository Ltd., (NSDL) B. Bombay Stock Exchange (BSE) C. Central Depository Services (CDSL)
Correct answer : 1
Q41. The CRR is maintained in the form of :
Correct answer : 1
Q42. When RBI lowers credit creation capacity of the system, i.e. increase in CRR/SLR, it is said to be following a :
Correct answer : 1
Q43. If a farmer avails loan against pledge of gold moments for this agricultural needs the loan in this case would be which of the following?
Correct answer : 1
Q44. What does the term "Kite Flying" mean?
Correct answer : 3
Q45. What is the full form of BIFR?
Correct answer : 4
Q46. Which are the two critical variables that generally go into monetary planning by RBI?
Correct answer : 2
Q47. Who among the following cannot issue Commercial Paper?
Correct answer : 4
Q48. What do you mean by the term "Underwriting"?
Correct answer : 2
Q49. As per the proposal by the RBI, what should be the minimum capital required for opening new banks in the private sector?
Correct answer : 3
Q50. What percentage of net bank credit are "domestic commercial banks required to lend to Agricultural" sector?